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Posted on: October 17, 2022

Notice of 2022 Cycle of the Essential Single-Family Rehabilitation Loan Pool (ESFRLP)

Notice of the 2022 Cycle of the Essential Single-Family Rehabilitation Loan Pool (ESFRLP) Program fo

Beaufort County has been awarded Membership by the North Carolina Housing Finance Agency (“NCHFA”) under the 2022 Cycle of the Essential Single-Family Rehabilitation Loan Pool (“ESFRLP”).

This program provides Members with funds via a “loan pool” to assist with the rehabilitation of moderately deteriorated homes that are owned and occupied by lower-income, special need households. ESFRLP assists eligible households by facilitating aging in place, meeting minimum housing code requirements, promoting long-term affordability, lowering operating costs, and stabilizing pre-1978 homes that include children aged 6 or under whose health is threatened by the presence of lead hazards. Beaufort County has been allocated an initial set-aside of $162,000 which it plans to apply toward the rehabilitation of three houses in Beaufort County. 

Who is Eligible to Apply?

There are three major requirements to be eligible for ESFRLP assistance:  

1) The housing unit to be rehabilitated with ESFRLP funds must be located in Beaufort County and must be owner-occupied. The household occupying the unit must have an elderly, disabled and/or veteran (see definitions) fulltime household member or a child aged 6 or under threatened by lead hazards in the home. 

2) The gross annual household income must not exceed 80% of the Area Median Income for the County.  

3) The cost of rehabilitation cannot exceed the ESFRLP Program limit of $40,000 and must include all Essential Rehabilitation Criteria as described in the ESFRLP Administrator’s Manual for the 2022 Cycle (available online at

Homeowners who wish to apply for assistance must do so by December 31, 2022. Applicants after this date will be placed on a separate list for a review of qualifications. These applicants will only be served after it is determined that sufficient funds and time remain available once those who applied by the application deadline have been qualified, ranked and their needs determined. 

A copy of the Beaufort County Assistance Policy is included with the application and describes who is eligible for assistance under ESFRLP, how applications for assistance will be ranked, what the terms of assistance are, and how the rehabilitation process will be managed. 

Beaufort County has designed the ESFRLP project to be fair, open, and consistent with its approved application for funding and with ESFRLP Program Guidelines. 

Apply by contacting Lisa Williams, Mid-East Commission, Community Development, at 252-402-8609 or by email or visiting Mid-East Commission 1502 N Market Street, Washington, NC 27889 during normal business hours.  Proof of ownership, income and special needs will be required. Those who have applied for housing assistance from Beaufort County in the past will not automatically be reconsidered and must complete a new pre-application form. 

Download a copy of the 2022 ESFRLP Application with Assistance Policy at this link.

Download a copy of the Assistance Policy only at this link.

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